safe. secure. and here for a reason.
Since the day we opened our doors, we've earned the trust of nearly 13,000 businesses and consumers. We've worked hard to ensure each one knows just how special they are to us. As a result, we’ve grown to become the 9th largest bank, and 4th largest Omaha-headquartered bank, in the Omaha MSA.
Locally owned and managed
Well-poised and invested in Omaha
FEDERAL DEPOSIT INSURANCE CORPORATION (fdic)
ACCESSbank is a member of the FDIC, which covers depositors’ accounts, dollar-for-dollar. While the standard deposit insurance amount is $250,000, it’s important to know that a depositor can utilize multiple ownership categories to insure multiple deposit accounts at one institution.
Learn More About FDIC Coverage Calculate Your Coverage
INSURED CASH SWEEP (ICS) AND CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE (CDARS)
- Rest assured. Even large deposits are eligible for protection backed by the full faith and credit of the federal government.
- Save time. Work directly with ACCESSbank. Forego opening accounts under different insurable capacities or managing multiple bank relationships.
- Access funds. Make unlimited withdrawals of funds placed into demand deposit accounts or up to six program withdrawals per month of funds placed into money market deposit accounts.
- Support your community. Feel good knowing that the full amount of funds placed through CDARS can stay local to support lending opportunities that build a stronger community.1
Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.