safe. secure. and here for a reason.

Since the day we opened our doors, we've earned the trust of nearly 13,000 businesses and consumers.  We've worked hard to ensure each one knows just how special they are to us. As a result, we’ve grown to become the 9th largest bank, and 4th largest Omaha-headquartered bank, in the Omaha MSA. 

Locally owned and managed

With its healthy, diverse economy, and low unemployment rate, we are proud to call Omaha home. From industry, to housing, to the commercial sectors, we continue to see strong growth across the metro. As a community bank, our Midwestern values can be seen throughout our organization, including in our balance sheet and financial standing. Our leadership team and employees are proud of the close relationships we've built with our clients. From providing the high-level service you've come to expect to maximizing the insuring of your deposits, we work hard to guard your best interests each and every day.

Well-poised and invested in Omaha

We invest wisely and have no exposure in volatile and speculative business lines. In addition, we maintain substantial capital and high loan loss reserves, allowing us to adapt to economic pressures successfully. The deposits that come into ACCESSbank are re-deployed into our community, propelling our local economy forward.

Insured Deposits

There are multiple options to be certain your deposits are insured to the maximum limits.  Together, we can review and determine which path suits you best. Not only do we offer standard insurance through the Federal Deposit Insurance Corporation (FDIC), for larger depositors, we offer Insured Cash Sweep (ICS) and Certificate of Deposit Account Registry Service (CDARS) to extend coverage beyond the standard $250,000 amount.  Still have questions? Review our frequently asked questions guide.

ACCESSbank is a member of the FDIC, which covers depositors’ accounts, dollar-for-dollar. While the standard deposit insurance amount is $250,000, it’s important to know that a depositor can utilize multiple ownership categories to insure multiple deposit accounts at one institution. Contact a banker to determine your coverage today.

Insured Cash Sweep (ICS)

Insured Cash Sweep (ICS) service is a convenient way for bank customers to access multi-million-dollar FDIC protection on large deposits, earn a return, and enjoy flexibility. ICS deposits are sent to demand deposit accounts or money market deposit accounts at other ICS Network banks.

  • Even large deposits are eligible for protection which is backed by the full faith and credit of the federal government.
  • Put excess cash balances to work by placing funds into demand deposit accounts using the ICS demand option or into money market deposit accounts using the ICS savings option.
  • Forego opening accounts under different insurable capacities or managing multiple bank relationships. Receive just one monthly statement from us summarizing your account activity and balances. 
  • Enjoy unlimited withdrawals using the ICS demand option, or make up to six program withdrawals per month using the ICS savings option. Your funds can be placed using either or both ICS options to best match your cash management and liquidity needs.
Certificate of Deposit Account Registry Service (CDARS)

Certificate of Deposit Account Registry Service (CDARS) is an convenient way to access FDIC insurance on large deposits. Through CDARS, you can access multi-million-dollar FDIC insurance coverage on your CD deposits.

  • The safety and security of access to FDIC insurance for large deposits
  • CD-level interest rates that may compare favorably with other investment alternatives
  • Interest-payment flexibility
  • Convenience of working directly with just one bank
  • The security of working with people you know and trust right here at ACCESSbank
  • Details about CDs placed through CDARS are sent to you in one periodic statement