buy the land. build a home. make memories.



Home Equity

You can get a standard loan, where you get your money all at once. Or you can choose a home equity line of credit, which allows you to access funds over and over again for a period of several years.

  • No annual fee or closing costs (excluding appraisal or internal evaluation)
  • Low, competitive interest rates
  • Ideal for consolidating higher interest debt
  • Monthly payments can be automatically deducted from your checking account
  • For line of credit, make interest-only payments
Bridge Loans
A bridge loan is a convenient way to use the equity of your current home to buy or build your new one. We'll make the process simple and quick. 

  • 1% Loan Origination Fee
  • Low, competitive interest rates
  • Ideal for using your current home's equity
  • Monthly payments can be automatically deducted from your checking account

Lot Loans

Once you find the piece of land that you love, financing it will be a breeze. We are here to assist you every step of the way.

  • Low, competitive interest rates
  • Both interest-only and amortizing options available
  • Up to 5 years repayment
  • Up to 70% loan-to-value

Residential Construction Loans

Navigating the construction loan process is easy when you've got us on your team.  Check out our helpful guide.

  • Low, competitive interest rates
  • Up to 12 month term available
  • Interest-only repayment
  • Monthly inspections at no cost
  • Prequalify for financing before construction begins with our mortgage team
ACCESSbank is a full-service, locally owned bank catering to customers in the Greater Omaha area.