Personal Checking Accounts

Choose the account that fits your financial needs and then click the sign up button below. Our team will be in contact with you shortly to set up your new account.

Free ACCESS Complete ACCESS Classic ACCESS Preferred ACCESS
Description of Account
We promise it's really free. Plus, it's the ultimate combination of simplicity, convenience and value. The perfect account for the investor. Earn market rate interest and enjoy the benefits of all of our great checking services.
Enjoy the benefits of our most popular checking accounts, plus get exclusive extras for customers 60 and older. Our exclusive account for those looking to earn a premium interest rate.
Minimum Opening Deposit
$100 $100 $100 $1,000
Minimum Balance Requirement
$0 $5,000 in combined balances in any ACCESS bank account.
$20 service fee if below requirement.
$0 $10,000 balance or $250,000 portfolio in deposits/loans.
$30 service fee in below requirement.
FREE Debit Card



FREE first Box of Checks

Click to order checks online.


Click to order checks online.

Click to order checks online.
Earns Interest


Click to see rates.

Click to see rates.

Click to see rates.
Unlimited Check Writing



FREE Bill Pay



FREE Pay Other People (Popmoney)



Bank-to-Bank Transfer



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*Rates are subject to change at Bank's discretion at any time without notice. Fees may reduce earnings.