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Every account comes with FREE ATMs nationwide. That means we'll automatically reimburse all ATM fees from other banks. Get started today.


Free ACCESS Complete ACCESS Classic ACCESS Preferred ACCESS
Description of Account
We promise it's really free. Plus, it's the ultimate combination of simplicity, convenience and value. The perfect account for the investor. Earn market rate interest and enjoy the benefits of all of our great checking services.
The perfect account for seniors. Those 60 and older can enjoy the benefits of our most popular checking accounts, while receiving exclusive extras. Our exclusive account for those looking to earn a premium interest rate.
Minimum Opening Deposit
$100 $100 $100 $1,000
Minimum Balance Requirement
$0 $5,000 in combined balances in any ACCESS bank account.
$20 service fee if below requirement.
$0 $10,000 balance or $250,000 portfolio in deposits/loans.
$30 service fee in below requirement.
FREE Debit Card



FREE first Box of Checks

Click to order checks online.


Click to order checks online.

Click to order checks online.
Earns Interest


Click to see rates.

Click to see rates.

Click to see rates.
Unlimited Check Writing



FREE Bill Pay



FREE Pay Other People (Popmoney)



Bank-to-Bank Transfer




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*Rates are subject to change at Bank's discretion at any time without notice. Fees may reduce earnings.

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. As you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.