A smarter way to save right now

The ACCESS Advantage 11-Month Certificate of Deposit helps you grow your money with a strong, predictable return, without locking it away long-term.

  • Promotional Rate: 4.25% APY 
  • Term: 11 months
  • Interest Paid: Quarterly
  • Minimum to Open: $1,000
Whether you’re moving funds from another institution or setting aside savings for a future goal, this certificate offers a competitive way to put your money to work. 
 

ready to make your money work harder?

If you’re looking for a certificate that does more than just sit there, let’s talk.

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Built for short-term goals 

An 11-month term gives you flexibility while still earning a strong return. It’s a great fit for:
  • Clients moving funds from another bank
  • Savers waiting on a larger purchase
  • Businesses managing excess cash
  • Anyone who wants a solid return without a long commitment


Annual Percentage Yield (APY) is current as of 01/30/2026 and is subject to change without notice. A minimum deposit of $1,000 is required to open the certificate and obtain the stated APY. The promotional 4.25% APY applies to new money brought to ACCESSbank from another financial institution.  penalty may be imposed for early withdrawal. No brokered deposits or institutional funds are eligible. Interest is paid quarterly. Member FDIC.