As your family and responsibilities grow, life insurance is a necessary party of your finances. But how much coverage is enough? This calculator helps you figure that out after you input your assets, expenses and income. You can adjust for inflation and consider other factors that impact your needs, too.

Life Insurance Calculator

How much life insurance do you need? Enter your current assets, expenses and income. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs. Press the "View Report" button to see a year by year breakdown of your family's future income and expenses.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.