Affordable Housing

Growing in Spades

The ACCESSbank mortgage team is proud to provide comprehensive mortgage services and a variety of loan options, including expert advice on available grant programs in our community. Recently, the team was recognized for doubling the distribution of grants from the Federal Home Loan Bank's Homeownership Set-Aside Program (HSP).

In just 12 years, ACCESSbank has expanded to a full in-house team with originators, underwriters, processors, and compliance experts. This growth has equipped them with extensive knowledge and experience, enabling them to effectively assist people when they outgrow their current homes.

“Omaha continues to attract a diverse range of buyers, supported by the area’s strong job market and high quality of life,” said Katie Henry, Consumer Banking Officer for ACCESSbank. “Consequently, the market has been active with properties often selling quickly, sometimes just days after being listed.”

To better serve buyers in this competitive environment, the ACCESSbank team leverages their deep knowledge of mortgage lending and their experience in helping customers save. One notable opportunity is the Federal Home Loan Bank’s Homeownership Set-Aside Program (HSP), which in 2023 offered up to $7,500 in down payment assistance, closing costs, and eligible repairs to first-time buyers at or below 80% of the area median income.

ACCESSbank’s participation in the HSP program has grown significantly.

“Faced with declining affordability and a growing need for financial assistance, we recognized a valuable chance to support our community in achieving homeownership, which might otherwise be out of their reach,” Katie explained. “The HSP program significantly enhances our bank’s ability to support families and individuals as they achieve their dream of homeownership. It’s incredibly rewarding to witness the joy at the closing table, knowing that we, as a financial institution, have played a small but vital role in making those dreams a reality.”