Health Savings Account


A health savings account (HSA) is a tax-advantaged savings account that can be established by anyone with a Qualified High-Deductible Plan (QHDP) to pay for medical expenses. Ready to apply? Click on the link below.

HSA Application

Health Savings Account Benefits:
  • Flexibility to pay current medical expenses or save for future needs
  • Tax-deductible contributions
  • Tax-deferred earnings
  • Tax-free distributions, if used properly
  • Balance carries over from year to year
  • Remains with you, regardless of change in coverage or employment
HSA Features:
  • Minimum opening deposit of $0
  • No set-up fee
  • No minimum balance requirements
  • No monthly service charge
  • Tiered Interest Rates as the available balance in the account reaches designated levels (no interest paid when balance falls below $1,000)
  • FREE Debit card
  • FREE first order of personalized checks
  • FREE internet banking
  • Automatic deposits available for employee contributions

 FAQ's about HSA's HSA Brochure IRS HSA Form

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. As you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.