Personal Deposit Products
Basic Checking
A simple and efficient account that allows you easy 24-hour Online Access, free 
Debit Card, unlimited ATM access at Money Pass® ATMs and unlimited check writing.
Minimum Balance Required
|
$0 |
| Monthly Service Charge |
$0 |
| Free Online Access |
Yes |
| Unlimited Check Writing |
Yes |
| Free Debit Card |
Yes |
Access Checking
A full-service checking account that includes 24-hour Online Access, free Debit Card, unlimited check writing, free Online Access Bill Pay, electronic statements, and unlimited ATM access at Money Pass Network ATMs. Set up a monthly direct deposit and the account is free!
| Minimum Balance Required |
$0 |
| Monthly Service Charge |
$10 Waived with Monthly Direct Deposit |
| Free Online Access |
Yes |
| Unlimited Check Writing |
Yes |
| Free Debit Card |
Yes |
| Free Electronic Statement |
Yes |
| Free Online Access Bill Pay |
Yes 10 bills free, each additional bill is .50 |
Investor Checking
An ideal account for maintaining larger account balances at , this account pays a high interest rate with free checks, free Online Access, free Online Access Bill Pay, and unlimited ATM Access at Money Pass Network ATMs.
| Minimum Balance Required |
$5,000 Combined Balances in any account |
| Monthly Service Charge |
$20 if below $5,000 |
| Pays Interest |
Paid Monthly
Interest Tiers:
$1,000 to $5,000
Over $5,000 |
| Free Online Access |
Yes |
| Unlimited Check Writing |
Yes |
| Free Debit Card |
Yes |
| Free Electronic Statement |
Yes |
| Free Online Access Bill Pay |
Yes 10 bills free, each additional bill is .50 |
| Free ACCESSbank Checks |
Yes First box free |
| Free Image Statement Yes |
Yes |
| Free Cashiers Checks |
Yes |
Basic Savings
A standard account that pays interest and gives you the flexibility to make up to 6 withdrawals per month. Maintain a minimum balance of $100 and your account is free.
Basic Savings account is free for children under 18 years of age.
| Minimum Balance Required |
$100 |
| Monthly Service Charge |
$5 if below the minimum balance |
| Transactions |
Maximum 6 per month
Each Additional Transaction is $10 |
| Interest |
Paid Quarterly |
Note: All Consumer Checking and Savings Accounts can be
opened with a minimum opening deposit of $100.
Money Market Savings
A competitive rate interest bearing-account that gives you convenient access, check writing, and no monthly fee if you maintain the minimum daily balance.
| Minimum Opening Deposit |
$1,000 |
| Minimum Balance Required |
$1,000 |
| Monthly Service Charge |
$10 if below the minimum balance |
| Transactions |
Maximum 6 per month
Each Additional Transaction is $10 |
| Interest |
Paid Monthly
Interest Tiers:
$0 to $10,000
$10,001 to $25,000
Over $25,000 |
Certificates of Deposit
Certificates of Deposit are offered at a variety of terms and interest rates. Minimum opening deposit for a Certificate of Deposit is $1,000. Please contact your banker to open.
Deposit Account Application | 
