Home Equity Loans home equity loans provide you with easy access to the equity you've built in your home to help finance home improvement projects, consolidate debt, purchase household goods, student education, or any other need life throws your way. The interest you pay on this type of loan may be tax deductible (consult your tax advisor). The interest rate on a home equity loan is fixed, eliminating the risk of a changing rate environment. The rate is determined on the amount of available equity in your home as well as the term of the note. Payments can be taken out each month automatically from your checking.
Home Equity Line of Credit
A home equity line of credit gives you flexibility with your current and future borrowing needs. You can access funds as you need them and pay interest only on the amount in use. You can draw funds up to the approved amount at any time over a 10 year period. With great rates and convenient low monthly payments this product gives you the flexibility your family needs.
Features and Benefits of Home Equity Loans and Lines of Credit:
- Get up to 100% of the available equity in your home
- NO CLOSING COSTS (excluding appraisal if needed)
- Take advantage of low competitive interest rates
- Monthly interest payments may be tax deductible (consult your Tax Advisor)
- Local, knowledgeable decision makers and servicing experts are here to help you
- Easy access to funds
Auto Loans
’s auto loans will put you in the driver's seat with our easy application and quick approvals. In most cases, we'll have an answer to your loan application on the same day. Whether you're looking for a new or pre-owned car, our experienced bankers will help you save time and money.
- 72-month repayment terms on any new car
- 48-month repayment terms on any pre-owned car
- 1/4% discount on your interest rate with automatic payment from an checking account
- New Cars — Up to 100% of purchase price excluding tax, licensing fees, and warranties
- Pre-owned — Up to Average trade-in value from NADA Book at www.nada.com
- Auto insurance required
Other Loan Products
Executive Loans and Lines of Credit
Unsecured personal line of credit for qualified clients. You access the funds as you need them and pay interest only on the amount in use.
Residential Construction Lending
Can’t find the home of your dreams? Is your current house too small? It might be time for you to build your perfect home or remodel your current house- and can help. offers construction financing that can streamline the entire loan process for new home construction as well as renovations of your existing home.
For more information or to apply for our loan products please contact any banker by phone at 402-763-6000.
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