Rates |
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Rate Sheet as of 1-20-2010 Personal Account Deposit RatesMinimum Amount to Open an Account is $100.00
*4.14% Annual Percentage Yield for totalACCESS Checking is paid on daily collected balances up to and equaling $25,000 as long as account qualifiers are met. To qualify, account must receive a monthly direct deposit, must have a minimum of 10 debit card purchases per month, and must receive statements electronically. If account qualifiers are not met, the account is paid an APY of 0.25% up to and equaling $25,000. All balances that exceed $25,000 are paid an APY of 1.00%. Rates are subject to change without notice. Rate is valid as of 1-20-2010. Fees may reduce earnings. Statement cycles on the last business day of every month. Learn more about totalACCESS Checking.Personal ACCESSmoneymarket Account Deposit RatesMinimum Amount to Open an Account is $1,000.00
Business Account Deposit Rates
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| Interest Rate |
Annual Percentage Yield |
Interest Paid | |
| Basic Business for Non-Profits |
.50% | .50% | Monthly |
| Earnings Credit | .50% | N/A | N/A |
Business ACCESSmoneymarket Account Deposit Rates
Minimum Amount to Open an Account is $1,000.00
|
Interest |
Annual Percentage Yield |
Interest Paid | |
|
Business ACCESSmoney Market |
0.30% 0.40% 0.50% 0.80% |
0.35% 0.40% 0.50% 0.80% |
Monthly |
ACCESScd Certificates of Deposit
Minimum Amount to Open an Account is $1,000.00
| Interest Rate |
Annual Percentage Yield |
Interest Paid | |
| 3 Month 6 Month 12 Month 18 Month 24 Month 36 Month 48 Month 60 Month |
0.500% 0.700% 1.095% 1.490% 1.735% 1.985% 2.230% 2.480% |
0.50% 0.70% 1.10% 1.50% 1.75% 2.00% 2.25% 2.50% |
Quarterly and at Maturity Quarterly and at Maturity Quarterly and at Maturity Quarterly and at Maturity Quarterly and at Maturity Quarterly and at Maturity Quarterly and at Maturity Quarterly and at Maturity |
ACCESScd Special for New Money
Opening balance of $1,000.00 or more required to earn special rate. At maturity special will renew to a 12 month term.
|
Interest Rate |
Annual Percentage Yield |
Interest Paid |
|
| 19 Month |
1.98% |
2.00% |
Quarterly and at Maturity |
Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. CDs are automatically renewed at maturity and include a 10 day grace period. Rates effective as of the current business day. All rates are subject to change without notice. Additional terms and conditions may apply. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
On October 3, 2008 The Federal Deposit Insurance Corporation (FDIC) temporarily increased deposit insurance from $100,000 to $250,000 per depositor. This increase is effective through December 31, 2013.
ACCESSbank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and seperate from the coverage available under the FDIC's general deposit insurance rules. This program does not include interest bearing accounts which are insured up to $250,000 per depositor. Accounts not included in the TAG Program are completeACCESS, totalACCESS and ACCESSmoneymarket.
210 North 78th Street
Omaha, Nebraska 68114
P: 402.763.6000
F: 402.763.6011
Lobby and Drive-up Hours of Operation:
Monday - Friday:
9:00 am - 5:30 pm
Saturday:
9:00 am - noon
