Privacy

is committed to safeguarding your personal information. We respect your need for privacy and wish to assure you that your personal information will only be used within our strict guidelines.

Use, Collection and Retention of Information

In order to provide you with financial products and services, we collect nonpublic personal information from the following sources:

Applications, forms, and other information that you provide us, whether in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment history, income and credit references; your transactions with us, our affiliates, or others such as account balance, payment history, overdraft history, and credit card usage; consumer reporting agencies, such as creditworthiness and credit history.

What Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as required or permitted by law.

We are permitted by law to disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Our Former Customers

Upon the termination of the customer/bank relationship, customer account and liability information is retained only as long as required by state and federal regulatory agencies. This information is held in confidence and subject to this policy.

Our Security Procedures

We take steps to safeguard customer information. We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to comply with federal regulations to guard your nonpublic personal information.

The privacy of your information is protected not only by law, but even more importantly, by ’s pledge to you.