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Business Deposit Products
Business Deposit Products
 is owned and operated by local entrepreneurs like you. That’s why we realize the importance of finding solutions to meet your financial needs. Our accounts are designed to simplify your banking and match your unique needs. If you do not see what you need here, please contact us. Our bankers will be happy to assist you.
Basic Business Checking
Designed for small businesses that write minimal checks, Basic Business Checking has no minimum balance requirement and provides flexible and convenient access. Pair this account with an Business Check Card for the ultimate business banking experience.
| Minimum Opening Deposit |
$500 |
| Minimum Balance Required |
$0 |
| Monthly Service Charge |
$0 |
| Number of Transactions per month |
50
Fee for Transactions over 50 is .30 per item |
| Free Business Debit Card |
Yes |
| Free Electronic Statement |
Yes |
Business Access Checking
Designed for businesses with moderate checking account activity, Business Access Checking waives the monthly service charge if a minimum deposit balance of $5,000 is maintained in the account. The account allows for 300 transactions per month. You can also use the added convenience of the Business Debit Card with this account!
| Minimum Opening Deposit |
$500 |
| Minimum Balance Required |
$5,000 |
| Monthly Service Charge |
$20 per month if below the minimum balance |
| Number of Transactions per month |
300
Fee for Transactions over 300 is .30 per item |
| Free Business Debit Card |
Yes |
| Free Electronic Statement |
Yes |
Commercial Checking
For the business with medium to high account activity looking for an earnings credit rate to offset monthly service fees, we offer our Commercial Checking Account. By taking advantage of some of our Cash Management products, you can make the banking side of your business simple and efficient. Make sure you ask us about our Deposit Beam!
| Minimum Opening Deposit |
$500 |
| Minimum Balance Required |
$0 |
| Earnings Credit Eligible |
Yes |
| Monthly Service Charge |
$20 per month plus .15 per check
Deposited Items:
On Us Items .05
Local Items .10
Transit Items .15
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| Deposit Beam Eligible Add on |
Yes |
| Free Electronic & Image Statement |
Yes |
Business Money Market
For easy access and an opportunity to invest your extra cash, the Business Money Market Account will let your money work for you. Interest is accrued daily so you can take advantage of your positive cash flow. The higher your balance, the higher the interest rate you receive.
| Minimum Opening Deposit |
$1,000 |
| Minimum Balance Required |
$1,000 |
| Monthly Service Charge |
$10 per month if below the minimum balance |
| Transactions |
Maximum 6 per month. No more than 3 by check. Each Additional Transaction is $10 |
| Interest |
Paid Monthly
Interest Tiers:
$0 to $10,000
$10,001 to $25,000
Over $25,000 |
Business Certificates of Deposit
Business Certificates of Deposit are offered at a variety of terms and interest rates. Minimum opening deposit for a Certificate of Deposit is $1,000. Please contact your banker.
Business Deposit Account Application | 
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